body { 
     background-image: url('images/ftubg40.jpg');
     background-color: #fff;
     font-family: Verdana, Arial, Helvetica, sans-serif;
     }
p, td, li, ol, ul {
     font-family: Verdana, Arial, Helvetica, sans-serif; 
     font-size: 12px;
     color: #000;
     line-height: 150%;
     }
p {  
     margin-top: 0;
     margin-bottom: 12px;
     }
h1   {
     font-family: Verdana, Arial, Helvetica, sans-serif;
     font-size: 22px;
     font-weight: bold;
     border-bottom: 1px solid #c90;
     padding-bottom: 5px;
     color: #c30;
     text-align: center;
     line-height: 125%;
     }
h2   {
     font-family: Verdana, Arial, Helvetica, sans-serif;
     font-size: 18px;
     font-weight: bold;
     color: #c30;
     margin-bottom: 2px;
     }
h2.inv {
     color: #fff;
     margin-bottom: 0;
     margin-top: 5px;
     }
h3   {
     font-family: Verdana, Arial, Helvetica, sans-serif;
     font-size: 13px;
     font-weight: bold;
     color: #000;
     margin-bottom: 0;
     margin-top: 5px;
     }
.hornav {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 13px;
     font-weight: bold;
     margin-bottom: 0;
     line-height: 100%;
     color: #996;
     }
ul   {
     list-style-image: url('images/bul1.gif');
     }
li   {
     margin-bottom: 12px;
     padding-left: 8px;
     vertical-align: middle;
     }
ul ul {
     list-style-image: url('images/bul3.gif');
     margin-top: 3px;
     margin-bottom: 5px;
     }
ul ul ul {
     list-style-image: url('images/bul2.gif');
     }
ul ul li {
     margin-bottom: 0;
     vertical-align: middle;
     }
a:link { 
     color: #c60;
     }
a:visited {
     color: #663;
     }
a:hover {
     color: #c30;
     }
a:active {
     color: #990;
     }
.vertnav {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 13px;
     font-weight: bold;
     text-align: right;
     margin-bottom: 5px;
     margin-right: 2px;
     line-height: 140%;
     }
.vertnav a:visited {
     color: #663;
     }
.vertnav a:hover {
     color: #c30;
     }
.caption {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 12px;
     font-weight: bold;
     text-align: center;
     margin-top: 0;
     margin-bottom: 0;
     line-height: 100%;
     }
input, textarea {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 12px;
     font-weight: bold;
     color: #c30;
     }
input.button {
     font-family: Verdana, Arial, Helvetica, sans-serif;
     font-weight: normal;
     font-size: 13px;
     color: #000;
     }
table.fees td {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 13px;
     }
table.fees p {
     font-family: Arial, Helvetica, sans-serif;
     font-size: 13px;
     }
.small {
     font-size: 11px;
     }
pre {
     font-size: 13px;
    }